{"id":302,"date":"2024-08-11T23:28:01","date_gmt":"2024-08-11T14:28:01","guid":{"rendered":"https:\/\/takahashi-homu.jp\/?page_id=302"},"modified":"2024-09-22T10:40:21","modified_gmt":"2024-09-22T01:40:21","slug":"fp","status":"publish","type":"page","link":"https:\/\/www.takahashi-homu.jp\/en\/fp\/","title":{"rendered":"Financial planner services"},"content":{"rendered":"
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What is a Financial Planner?<\/h2>\n\n\n\n
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Financial planning\" is a method of creating a comprehensive financial plan to fulfill a client's dreams and goals, and to lead the client to realize them from a financial perspective. Financial planning requires a wide range of knowledge about finance, taxation, real estate, mortgages, insurance, education funds, pension plans, and other aspects of family finances. A financial planner (FP) is a professional who is equipped with this knowledge, and works with the client to help them achieve their dreams and goals.<\/p>\n<\/div><\/div>\n<\/div><\/div>\n\n\n\n

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Do you have any of these problems?<\/h3>\n\n\n
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I'm trying to save money, but I'm living on the edge every month.
I'm worried about funding my child's education, what should I do?
I don't know how much pension I will receive, and I am worried about my retirement fund.
I bought life insurance as recommended, but do I really need it?
I would like to buy a house soon, but I am worried that my current salary will not be enough.
There are many different types of mortgages, but I don't know which one to choose.
I'm thinking of paying off my mortgage early, but I'm not sure how that would work.
I'm not sure if it's really safe to invest in the new NISA and other investment trends.<\/em><\/strong><\/p>\n<\/span><\/span><\/span><\/div><\/div><\/div><\/div>\n\n\n

Our financial planners are here to help!<\/h3>\n\n\n
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Daily money worries, anxiety about the future, how to prepare for education, housing, and retirement funds, and how to start investing. Everyone has their own money-related worries, but they are endless at any stage of life. Even one of my clients who retired at the age of 65 with over 100 million yen in assets was worried about money.<\/strong>

But while money is certainly essential to enriching one's life and fulfilling one's dreams,<\/strong>If your life and livelihood are controlled by money, it is not the end of the world. Money is just a tool for living, not life itself.<\/strong><\/span>

Worrying alone is a waste of time, as your worries will never end. Why don't you consult a money professional instead of worrying alone?<\/strong>
I am sure that many concerns will be dispelled and you will be able to spend your precious life time in a meaningful way by clearly visualizing what you should do and how you should think.<\/strong><\/p>\n<\/span><\/span><\/span><\/div><\/div><\/div><\/div><\/div><\/div>\n\n\n\n

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Here are some of the benefits of consulting a financial planner (FP)<\/h3>\n\n\n\n

When you receive a financial planning consultation from someone who is concerned about money,In many cases, many people do not have as many problems as they think they do.<\/strong><\/span>
I have the impression that many Japanese people are more conservative in their thinking than their counterparts in Western countries.
If you know your current situation, make a firm life plan for the future, and visualize your money, you will be able to enjoy your daily life without worrying excessively about money.<\/p>\n\n\n\n

Financial planning services are becoming more and more familiar to people, as banks, securities firms, insurance companies, and real estate companies are now offering such services free of charge. However, most of these free FP services are intended to sell their own financial products. Our firm operates as an independent financial planner (independent FP) and does not sell specific financial products,We provide services that address the concerns of our consultants from a third-party perspective.<\/strong><\/span><\/p>\n\n\n\n

We are qualified as financial planners, administrative scriveners, senior inheritance diagnosticians, and real estate agents, and will provide you with careful advice. Please feel free to consult with us.<\/p>\n\n\n\n

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You can save money by reevaluating your household finances management system.<\/span><\/strong>
In order to promote savings, it is necessary to review your current household budget. We will guide you to wasteful spending and savings points that you may not be aware of.The key to saving money is not to live a stingy lifestyle. We propose stress-free household budget management.<\/strong><\/span><\/p>\n\n\n\n

Learn about retirement funds, pensions, and social insurance<\/span><\/strong>
Few people clearly know how much money they will need to live on in retirement and when and how much they will receive their pension.
Knowing and properly planning for the public support you will receive during childbirth, childcare, and retirement will give you peace of mind.<\/p>\n\n\n\n

Know your asset usefulness<\/span><\/strong>
Have you been saving money only in savings accounts without thinking about it? In this age of inflation, your money will practically diminish if you only keep your money in savings with low interest rates. Why don't you think about managing your assets as much as you can without strain?
\u2003<\/span>No financial products are sold.<\/p>\n\n\n\n

Consultation on Inheritance and Gifts<\/span><\/strong>
Our inheritance experts will answer your questions about wills and other inheritance preparations, as well as inheritance tax planning through gifts. Pass on your valuable assets to your remaining family members and partners when something happens to you.<\/p>\n\n\n\n

Administrative Services for Wills and Inheritance\u2003<\/span><\/span><\/a><\/div>\n<\/div>\n\n\n\n
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Counseling on education and housing funds<\/span><\/strong>
Education and housing funds are the three major expenses in life, along with retirement funds. Those who are concerned about whether they will be able to pay both the mortgage and education expenses should make a systematic financial plan using public subsidies and insurance.<\/p>\n\n\n\n

Know your insurance coverage and benefits.<\/span><\/strong>
Do you have an insurance policy that was recommended to you by others? Insurance is important to protect your life in case something happens. But what is the \"insurance you need now\"? Choose an insurance policy that fits the stage of your life.
\u2003<\/span>\u3000We do not sell insurance products.<\/p>\n\n\n\n

Learn About Taxes<\/span><\/strong>
It is a citizen's duty and right to know about taxes, including deductions for medical expenses, deductions for dependents, and other officially recognized \"tax-saving\" methods. To not know is to lose.

\u2003<\/span>Individual specific tax calculations are not provided.<\/p>\n\n\n\n

Create a life plan sheet<\/span><\/strong>
It is very important to visualize your income and expenses as well as the funds you will need in the future, such as education funds, housing funds, and retirement funds, according to the life stages of your life, in order to enjoy your daily life with peace of mind.
Your Life Plan Sheet will surely serve as a \"life compass\" for you and your precious family.<\/p>\n<\/div>\n<\/div><\/div>\n<\/div><\/div>\n\n\n\n

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workflow<\/h3>\n\n\n\n
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STEP<\/span><\/div>
(your) message<\/div>
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Please contact us via our contact form, phone or line.
We will ask you for an overview of your consultation.<\/p>\n\n\n\n

Contact us\u2003<\/span><\/span><\/a><\/div>\n<\/div><\/div>\n\n\n\n
STEP<\/span><\/div>
Meeting and estimate (free of charge for one hour of initial meeting)<\/div>
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Please specify your preferred date, time, and convenient interview location.
We will meet with you approximately one week after we receive your contact. (Except for urgent cases, the first meeting is one hour free of charge.)<\/p>\n<\/div><\/div>\n\n\n\n

In the initial meeting for financial planning services,We cannot provide specific money advice.<\/strong><\/span>First, we will ask you what kind of consultation you would like and what kind of problems you are having, and then we will guide you through what we can help you with and how much it will cost.
If you would like to have a more specific consultation than the initial meeting, please let us know by filling out the inquiry form or calling us. We will provide you with the necessary documents for the meeting, and will be happy to provide you with a specific consultation from the initial meeting for a fee.<\/p>\n\n\n\n

Date, time, place, and cost of the meeting\u2003<\/span><\/span><\/a><\/div>\n<\/div><\/div>\n\n\n\n
STEP<\/span><\/div>
Quotations and Orders<\/div>
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We will provide you with an estimate of how we can assist you with the consultation details we have discussed at the initial meeting.<\/p>\n\n\n\n

About Fees\u2003<\/span><\/span><\/a><\/div>\n<\/div><\/div>\n\n\n\n
STEP<\/span><\/div>
advance preparation<\/div>
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Depending on the nature of your consultation, we will prepare the necessary documents and other necessary information.<\/p>\n\n\n\n

Depending on what you would like to discuss, please prepare the documents you would like to discuss, such as household account books, asset books, bank books, insurance policies, etc.<\/p>\n<\/div><\/div>\n<\/div><\/div>\n\n\n\n

STEP<\/span><\/div>
consultation<\/div>
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During the consultation, we will mainly discuss the following topics<\/p>\n\n\n\n