{"id":1349,"date":"2024-09-20T15:37:54","date_gmt":"2024-09-20T06:37:54","guid":{"rendered":"https:\/\/www.takahashi-homu.jp\/?p=1349"},"modified":"2024-09-24T15:28:45","modified_gmt":"2024-09-24T06:28:45","slug":"clm-fp-fukuri","status":"publish","type":"post","link":"https:\/\/www.takahashi-homu.jp\/zh-cn\/clm-fp-fukuri\/","title":{"rendered":"\u4ec0\u4e48\u662f\u590d\u5229\uff1f\u4eba\u7c7b\u5386\u53f2\u4e0a\u6700\u4f1f\u5927\u7684\u53d1\u660e\uff01\u65f6\u95f4\u5c31\u5728\u4f60\u8eab\u8fb9\uff0c\u8ba9\u4f60\u7684\u94b1\u751f\u94b1\u3002\u660e\u667a\u5730\u589e\u957f\u8d44\u4ea7\u3002"},"content":{"rendered":"

\u50a8\u84c4\u5e76\u4e0d\u662f\u94b1\u751f\u94b1\u7684\u552f\u4e00\u79d8\u8bc0\u3002\u60a8\u77e5\u9053 \"\u590d\u5229 \"\u7684\u5a01\u529b\u5417\uff1f\"\u590d\u5229 \"\u662f\u6307\u5229\u606f\u9010\u6e10\u589e\u52a0\uff0c\u50cf\u6eda\u96ea\u7403\u4e00\u6837\u589e\u52a0\u60a8\u7684\u672c\u91d1\u3002 \u590d\u5229\u662f\u5b83\u662f\u8d44\u4ea7\u5efa\u8bbe\u4e2d\u4e00\u4e2a\u975e\u5e38\u5f3a\u5927\u7684\u5de5\u5177\u3002<\/strong><\/span>\u5728\u672c\u6587\u4e2d\uff0c\u6211\u4eec\u5c06\u7528\u7b80\u5355\u7684\u8bed\u8a00\u89e3\u91ca\u590d\u5229\u7684\u539f\u7406\uff0c\u5e76\u544a\u8bc9\u60a8\u5982\u4f55\u6700\u5927\u9650\u5ea6\u5730\u5229\u7528\u590d\u5229\u3002<\/p>\n\n\n

\"\"<\/div>
\n

\u8c01\u5e94\u8be5\u9605\u8bfb\u8fd9\u7bc7\u6587\u7ae0<\/span><\/span><\/strong><\/span>

\u2003<\/span>\u3000\u6211\u542c\u8bf4\u8fc7\u590d\u5229\uff0c\u4f46\u590d\u5229\u662f\u4ec0\u4e48\uff1f\u6709\u4eba\u8bf4
\u2003<\/span>\u3000\u5e0c\u671b\u83b7\u5f97\u5efa\u7acb\u8d44\u4ea7\u6240\u9700\u77e5\u8bc6\u7684\u4eba\u3002
\u2003<\/span>\u3000\u521a\u5f00\u59cb\u6295\u8d44\u6216\u60f3\u5f00\u59cb\u6295\u8d44\u7684\u4eba\u3002
\u2003\u3000<\/span>\u5e0c\u671b\u83b7\u5f97\u91cd\u8981\u6295\u8d44\u77e5\u8bc6\u7684\u4eba\u3002<\/p>\n<\/span><\/span><\/span><\/div><\/div><\/div><\/div>\n\n\n

\u4ec0\u4e48\u662f\u590d\u5229\uff1f<\/h2>\n\n\n\n

\u963f\u5c14\u4f2f\u7279-\u7231\u56e0\u65af\u5766\u8bf4\u8fc7\u61c2\u590d\u5229\u7684\u4eba\u8d5a\u5927\u94b1\uff0c\u4e0d\u61c2\u590d\u5229\u7684\u4eba\u5403\u4e8f\u3002<\/strong><\/span>\u4ed6\u8fd8\u79f0\u590d\u5229\u4e3a \"\u4e16\u754c\u7b2c\u516b\u5927\u5947\u8ff9 \"\u548c \"\u4eba\u7c7b\u6700\u4f1f\u5927\u7684\u53d1\u660e\"\u3002<\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

\u590d\u5229\u662f\u6307\u6309\u672c\u91d1\u52a0\u5229\u606f\u652f\u4ed8\u5229\u606f\u7684\u5236\u5ea6\u3002\u6362\u53e5\u8bdd\u8bf4\uff0c\u5229\u606f\u968f\u7740\u65f6\u95f4\u7684\u63a8\u79fb\u800c\u7d2f\u79ef\uff0c\u800c\u4e0d\u4ec5\u4ec5\u662f\u672c\u91d1\u7684\u5229\u606f\u3001\u8fc7\u53bb\u8d5a\u53d6\u7684\u5229\u606f\u4e5f\u4f1a\u4ea7\u751f\u65b0\u7684\u5229\u606f\uff0c\u4ece\u800c\u4f7f\u6295\u8d44\u548c\u50a8\u84c4\u50cf\u6eda\u96ea\u7403\u4e00\u6837\u8d8a\u6eda\u8d8a\u5927\u3002<\/strong><\/span><\/p>\n\n\n\n


\u56de\u60f3\u4e00\u4e0b\uff0c\u5806\u96ea\u4eba\u65f6\uff0c\u4e00\u5f00\u59cb\u7684\u4e00\u5c0f\u5757\u96ea\u4f1a\u968f\u7740\u6bcf\u6b21\u6eda\u52a8\u800c\u53d8\u5927\u3002\u96ea\u4eba\u6eda\u5f97\u8d8a\u591a\uff0c\u8868\u9762\u79ef\u5c31\u8d8a\u5927\uff0c\u7c98\u4e0a\u7684\u96ea\u4e5f\u5c31\u8d8a\u591a\uff0c\u56e0\u6b64\u96ea\u4eba\u4f1a\u52a0\u901f\u957f\u5927\u3002<\/p>\n\n\n\n

\u6295\u8d44\u4e5f\u662f\u5982\u6b64\uff1a\u672c\u91d1\u8d8a\u591a\uff0c\u5176\u8868\u9762\u79ef\u5c31\u8d8a\u5927\uff0c\u83b7\u5f97\u7684\u5229\u606f\u5c31\u8d8a\u591a\uff0c\u5c31\u50cf\u96ea\u7c98\u5728\u4e00\u8d77\u4e00\u6837\u3002\u4e0e\u5355\u5229\uff08\u53ea\u5bf9\u672c\u91d1\u652f\u4ed8\u5229\u606f\uff09\u76f8\u6bd4\uff0c\u590d\u5229\u7684\u6548\u679c\u4f1a\u968f\u7740\u65f6\u95f4\u7684\u63a8\u79fb\u800c\u589e\u52a0\u3002\u7279\u522b\u662f\u5728\u957f\u671f\u8d44\u4ea7\u7ba1\u7406\u4e2d\uff0c\u590d\u5229\u662f\u6709\u6548\u589e\u52a0\u8d44\u91d1\u7684\u6709\u529b\u5de5\u5177\u3002<\/p>\n\n\n\n

\u590d\u5229\u6548\u679c\u53ef\u89c6\u5316\u3002<\/h2>\n\n\n\n

\u5982\u679c\u4ee5 51 TP3T \u7684\u5e74\u5229\u7387\u6295\u8d44 100 \u4e07\u65e5\u5143\u800c\u4e0d\u8ffd\u52a0\u6295\u8d44\uff0c\u4e00\u5e74\u540e\u5355\u5229\u4e3a 105 \u4e07\u65e5\u5143\uff0c\u4e24\u5e74\u540e 100 \u4e07\u65e5\u5143\u7684\u672c\u91d1\u4ecd\u4e3a 110 \u4e07\u65e5\u5143\uff0c\u5229\u606f\u4e3a 51 TP3T\u300110 \u5e74\u540e\uff0c\u91d1\u989d\u5c06\u8fbe\u5230 150 \u4e07\u3002<\/strong><\/span>
\u5982\u679c\u590d\u5229\u8ba1\u7b97\uff0c\u4e00\u5e74\u540e\u8fd8\u662f 105 \u4e07\u65e5\u5143\uff0c\u4f46\u7b2c\u4e8c\u5e74\u5c31\u4f1a\u4ece 105 \u4e07\u65e5\u5143\u7684 51 TP3T \u589e\u52a0\u5230 112.5 \u4e07\u65e5\u5143\u300110 \u5e74\u540e\uff0c\u91d1\u989d\u5c06\u8fbe\u5230 1 647 009 \u7f8e\u5143\u3002<\/strong><\/span><\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

\u5145\u5206\u5229\u7528\u590d\u5229\u7684\u6295\u8d44\u7b56\u7565\u3002<\/h2>\n\n\n\n

\u4f7f\u7528\u590d\u5229\u7684\u6295\u8d44\u7b56\u7565\u6709\u968f\u7740\u65f6\u95f4\u7684\u63a8\u79fb\uff0c\u5728\u589e\u52a0\u8d44\u4ea7\u65b9\u9762\u975e\u5e38\u6709\u6548\u3002<\/strong><\/span>\u56fe 1.\u4ee5\u4e0b\u662f\u4e00\u4e9b\u5229\u7528\u590d\u5229\u7684\u5178\u578b\u6295\u8d44\u7b56\u7565\u4ee5\u53ca\u6709\u6548\u7ba1\u7406\u8fd9\u4e9b\u7b56\u7565\u7684\u8981\u70b9\u3002<\/p>\n\n\n\n

1. \u957f\u671f\u6295\u8d44\u6218\u7565<\/strong><\/h3>\n\n\n\n
    \n
  • \u590d\u5229\u6548\u5e94\u7684\u57fa\u672c\u539f\u7406<\/strong><\/span>\u957f\u671f\u6301\u7eed\u6295\u8d44\uff1a\u957f\u671f\u6301\u7eed\u6295\u8d44\u4f1a\u4ea7\u751f\u4e00\u79cd \"\u5229\u4e0a\u52a0\u5229 \"\u7684\u60c5\u51b5\uff0c\u5373\u4e0d\u4ec5\u672c\u91d1\uff0c\u800c\u4e14\u5229\u606f\u548c\u7ea2\u5229\u4e5f\u4f1a\u9010\u6e10\u589e\u52a0\uff0c\u7136\u540e\u5728\u6b64\u57fa\u7840\u4e0a\u518d\u652f\u4ed8\u5229\u606f\u3002\u8981\u5229\u7528\u8fd9\u4e00\u673a\u5236\uff0c\u5fc5\u987b\u5c3d\u65e9\u5f00\u59cb\u6295\u8d44\uff0c\u5e76\u968f\u7740\u65f6\u95f4\u7684\u63a8\u79fb\u4e0d\u65ad\u589e\u52a0\u8d44\u4ea7\u3002

    <\/li>\n\n\n\n
  • \u9002\u5408\u957f\u671f\u6295\u8d44\u7684\u91d1\u878d\u5de5\u5177\u3002<\/strong><\/span>\u6307\u6570\u57fa\u91d1\u548c ETF\uff1a\u4e0e\u65e5\u7ecf 225\u3001\u6807\u51c6\u666e\u5c14 500 \u7b49\u5168\u5e02\u573a\u6307\u6570\u6302\u94a9\u7684\u6307\u6570\u57fa\u91d1\u548c ETF\u3001\u5efa\u8bae\u5728\u98ce\u9669\u5206\u6563\u7684\u80a1\u7968\u5e02\u573a\u8fdb\u884c\u957f\u671f\u6295\u8d44\u3002<\/strong><\/span>\u8fd9\u6837\u65e2\u80fd\u83b7\u5f97\u7a33\u5b9a\u7684\u56de\u62a5\uff0c\u53c8\u80fd\u6700\u5927\u9650\u5ea6\u5730\u53d1\u6325\u590d\u5229\u6548\u5e94\u3002

    \u6307\u6570\u6295\u8d44\u7684\u6536\u76ca\u5f80\u5f80\u4f4e\u4e8e\u4e2a\u80a1\u6295\u8d44\uff0c\u4f46\u901a\u8fc7\u957f\u671f\u7ba1\u7406\uff0c\u7531\u4e8e\u590d\u5229\u6548\u5e94\uff0c\u8d44\u4ea7\u53ef\u671b\u52a0\u901f\u589e\u957f\u3002\u6b64\u5916\uff0c\u6307\u6570\u6295\u8d44\u7684\u98ce\u9669\u4e5f\u5927\u5927\u4f4e\u4e8e\u4e2a\u80a1\u6295\u8d44\u3002<\/li>\n<\/ul>\n\n\n\n
    \u4e3b\u52a8\u578b\u57fa\u91d1\u80fd\u5426\u83b7\u80dc\uff1f<\/span><\/div>
    \n

    \u4e3b\u52a8\u578b\u57fa\u91d1\u662f\u6307\u57fa\u91d1\u7ecf\u7406\u5206\u6790\u5e02\u573a\u548c\u516c\u53f8\u8d8b\u52bf\u5e76\u9009\u62e9\u4e2a\u80a1\u8fdb\u884c\u7ba1\u7406\u7684\u5171\u540c\u57fa\u91d1\u3002\u5176\u76ee\u6807\u662f\u83b7\u5f97\u9ad8\u4e8e\u6574\u4f53\u5e02\u573a\uff08\u6307\u6570\uff09\u7684\u56de\u62a5\u3002\u6362\u53e5\u8bdd\u8bf4\uff0c\u5b83\u4eec\u79ef\u6781\u4e70\u5165\u548c\u5356\u51fa\uff0c\u4ee5\u8dd1\u8d62\u5e02\u573a\uff0c\u5e76\u4ee5\u76c8\u5229\u4e3a\u76ee\u6807\u3002
    \u4f8b\u5982\uff0c\u6839\u636e\u7f8e\u56fd\u6807\u51c6\u666e\u5c14\u9053\u743c\u65af\u6307\u6570\u516c\u53f8\u53d1\u5e03\u7684\u5e74\u5ea6 SPIVA \u62a5\u544a\u300170-90% \u7684\u4e3b\u52a8\u578b\u57fa\u91d1\u957f\u671f\u8868\u73b0\u4f4e\u4e8e\u5e02\u573a\u5e73\u5747\u6c34\u5e73<\/strong>\u4e8b\u5b9e\u8bc1\u660e\u4e3b\u52a8\u7ba1\u7406\u6218\u80dc\u5e02\u573a\u7684\u60c5\u51b5\u6781\u4e3a\u7f55\u89c1\uff0c\u5c24\u5176\u662f\u5728 10 \u5e74\u6216 15 \u5e74\u7b49\u8f83\u957f\u65f6\u95f4\u5185\u3002

    \u8fd9\u610f\u5473\u7740\u6211\u4eec\u666e\u901a\u4eba\u901a\u8fc7\u5206\u6790\u5e02\u573a\u8d8b\u52bf\u5728\u77ed\u671f\u4ea4\u6613\u4e2d\u83b7\u80dc\u7684\u51e0\u7387\u5fae\u4e4e\u5176\u5fae\uff0c\u800c\u5927\u591a\u6570\u673a\u6784\u6295\u8d44\u8005\u548c\u57fa\u91d1\u7ecf\u7406\u62ff\u7740\u9ad8\u85aa\uff0c\u6bcf\u5929\u5206\u6790\u5e02\u573a\u8d8b\u52bf\uff0c\u5374\u65e0\u6cd5\u83b7\u80dc\u3002

    \u6b64\u5916\uff0c\u7ecf\u7eaa\u4eba\u63a8\u8350\u7684\u4e3b\u52a8\u578b\u57fa\u91d1\u6536\u53d6\u7684\u8d39\u7528\u8d85\u8fc7 11 TP3T\uff0c\u5c3d\u7ba1\u83b7\u80dc\u7684\u51e0\u7387\u5f88\u4f4e\u3002\u7531\u4e8e\u8fd9\u4e9b\u8d39\u7528\u51cf\u5c11\u4e86\u57fa\u91d1\u7684\u5229\u6da6\uff0c\u56e0\u6b64\u4e0d\u5f97\u4e0d\u8bf4\u957f\u671f\u83b7\u5229\u7684\u53ef\u80fd\u6027\u975e\u5e38\u4f4e\u3002<\/p>\n<\/div><\/div>\n\n\n\n

    2. \u7d2f\u79ef\u6295\u8d44\uff08\u5e73\u5747\u7f8e\u5143\u6210\u672c\u6cd5\uff09<\/strong><\/h3>\n\n\n\n
      \n
    • \u7f8e\u5143\u5e73\u5747\u6210\u672c\u6cd5\u7684\u7279\u70b9<\/strong><\/span>\u6bcf\u6708\u6295\u8d44\u56fa\u5b9a\u91d1\u989d\uff1a\u901a\u8fc7\u6bcf\u6708\u6295\u8d44\u56fa\u5b9a\u91d1\u989d\uff0c\u60a8\u53ef\u4ee5\u5728\u4ef7\u683c\u9ad8\u65f6\u5c11\u4e70\uff0c\u5728\u4ef7\u683c\u4f4e\u65f6\u591a\u4e70\uff0c\u4ece\u800c\u62c9\u5e73\u5e73\u5747\u8d2d\u4e70\u4ef7\u683c\u3002\u5e02\u573a\u5f80\u5f80\u4f1a\u968f\u7740\u65f6\u95f4\u7684\u63a8\u79fb\u800c\u4e0a\u6da8\uff0c\u56e0\u6b64\u66f4\u5bb9\u6613\u4ece\u957f\u671f\u7684\u590d\u5229\u4e2d\u83b7\u76ca\u3002

      \u4f8b\u5982\uff0c\u5982\u679c\u60a8\u6295\u8d44 100 \u4e07\u65e5\u5143\uff0c\u5f53\u67d0\u5171\u540c\u57fa\u91d1\u7684\u57fa\u51c6\u4ef7\u683c\u4e3a 10,000 \u65e5\u5143\u65f6\uff0c\u60a8\u53ef\u4ee5\u8d2d\u4e70 100 \u4e2a\u5355\u4f4d\uff0c\u4f46\u5f53\u4ef7\u683c\u964d\u81f3 5,000 \u65e5\u5143\u65f6\uff0c\u60a8\u53ef\u4ee5\u52a0\u500d\u6295\u8d44\uff0c\u8d2d\u4e70 200 \u4e2a\u5355\u4f4d\u3002\u5728\u8fd9\u79cd\u60c5\u51b5\u4e0b\uff0c\u5e73\u5747\u8d2d\u4e70\u4ef7\u683c\u4e3a
      10,000 x 100 \u4e2a\u5355\u4f4d + 5,000 x 200 \u4e2a\u5355\u4f4d \u00f7 2 \u00f7 300 \u4e2a\u5355\u4f4d = 6,666
      \u60c5\u51b5\u5c06\u4f1a\u5982\u6b64\u3002
      \u901a\u8fc7\u91cd\u590d\u8fd9\u4e00\u8fc7\u7a0b\uff0c\u5e73\u5747\u8d2d\u4e70\u4ef7\u683c\u88ab\u62c9\u5e73\u3002

      \u6b64\u5916\uff0c\u8fd9\u79cd\u8d2d\u4e70\u65b9\u6cd5\u7684\u53e6\u4e00\u4e2a\u4f18\u70b9\u662f\uff0c\u4f60\u4e0d\u4f1a\u53d7\u80a1\u4ef7\u8d70\u52bf\u7684\u5de6\u53f3\u3002\u5373\u4f7f\u80a1\u4ef7\u4e0b\u8dcc\uff0c\u4f60\u51fa\u73b0\u4e86\u672a\u5b9e\u73b0\u7684\u4e8f\u635f\uff0c\u4f60\u4ecd\u7136\u53ef\u4ee5\u4ee5\u8f83\u4f4e\u7684\u4ef7\u683c\u4e70\u5165\u66f4\u591a\uff0c\u5e76\u5bf9\u672a\u6765\u7684\u5927\u5e45\u589e\u957f\u62b1\u6709\u5f88\u9ad8\u7684\u671f\u671b\u3002

      <\/li>\n\n\n\n
    • \u5b9e\u65bd\u65b9\u6cd5<\/strong><\/span>\u5b9a\u671f\u6295\u8d44\u79ef\u7d2f\uff1a\u901a\u8fc7\u5b9a\u671f\u6295\u8d44\u79ef\u7d2f\uff0c\u590d\u5229\u7684\u529b\u91cf\u5c31\u4f1a\u53d1\u6325\u4f5c\u7528\uff0c\u4f60\u7684\u8d44\u4ea7\u5c31\u4f1a\u50cf\u6eda\u96ea\u7403\u4e00\u6837\u8d8a\u6eda\u8d8a\u5927\u3002\u5c24\u5176\u662f\u5e74\u8f7b\u4eba\uff0c\u5982\u679c\u80fd\u5c3d\u65e9\u5f00\u59cb\u79ef\u7d2f\uff0c\u4ed6\u4eec\u83b7\u5f97\u5de8\u989d\u957f\u671f\u6536\u76ca\u7684\u673a\u4f1a\u5c31\u4f1a\u589e\u52a0\u3002\u4f8b\u5982\uff0c\u5982\u679c\u60a8\u5728\u7f51\u4e0a\u7ecf\u7eaa\u516c\u53f8\u8bbe\u7acb\u4e00\u4e2a\u50a8\u84c4\u8d26\u6237\uff0c\u5b83\u5c31\u4f1a\u5728\u6bcf\u6708\u7684\u9884\u5b9a\u65e5\u671f\u81ea\u52a8\u8d2d\u4e70\u9884\u5b9a\u91d1\u989d\u7684\u4ea7\u54c1\u3002\u60a8\u53ef\u4ee5\u7ee7\u7eed\u6295\u8d44\uff0c\u800c\u4e0d\u5fc5\u53d7\u80a1\u4ef7\u6216\u57fa\u4ef7\u6ce2\u52a8\u7684\u5e72\u6270\u3002<\/li>\n<\/ul>\n\n\n\n
      \u8c01\u4ece\u6295\u8d44\u4e2d\u8d5a\u4e86\u6700\u591a\u7684\u94b1\uff0c\u8c01\u53c8\u6b7b\u4e86\uff1f<\/span><\/div>
      \n

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      3. \u80a1\u606f\u518d\u6295\u8d44\u6218\u7565<\/strong><\/h3>\n\n\n\n
        \n
      • \u80a1\u606f\u518d\u6295\u8d44\u7684\u91cd\u8981\u6027<\/strong><\/span>\u590d\u5229\uff1a\u901a\u8fc7\u5c06\u4ece\u80a1\u7968\u548c\u57fa\u91d1\u4e2d\u8d5a\u53d6\u7684\u7ea2\u5229\u8fdb\u884c\u518d\u6295\u8d44\u800c\u4e0d\u76f4\u63a5\u6d88\u8d39\uff0c\u53ef\u4ee5\u8fdb\u4e00\u6b65\u52a0\u5feb\u590d\u5229\u7684\u6548\u679c\u3002\u80a1\u606f\u63d0\u4f9b\u4e86\u989d\u5916\u7684\u8d44\u91d1\u6765\u6e90\uff0c\u7136\u540e\u53ef\u4ee5\u518d\u6295\u8d44\uff0c\u5f62\u6210\u672c\u91d1\u589e\u957f\u548c\u672c\u91d1\u5229\u606f\u589e\u957f\u7684\u5faa\u73af\u3002

        <\/li>\n\n\n\n
      • \u5b9e\u65bd\u65b9\u6cd5<\/strong><\/span>\u9009\u62e9\u53ef\u5c06\u80a1\u606f\u518d\u6295\u8d44\u7684\u5206\u7ea2\u516c\u53f8\u80a1\u7968\u6216\u57fa\u91d1\uff0c\u5e76\u8bbe\u7f6e\u4e3a\u5c06\u80a1\u606f\u518d\u6295\u8d44\uff0c\u53ef\u5e2e\u52a9\u60a8\u66f4\u6709\u6548\u5730\u5b9e\u73b0\u8d44\u4ea7\u589e\u957f\u3002\u8bb8\u591a\u6bcf\u6708\u6216\u6bcf\u534a\u5e74\u6d3e\u606f\u7684\u57fa\u91d1\u4ea7\u54c1\uff0c\u5373\u4f7f\u6ca1\u6709\u76c8\u5229\uff0c\u4e5f\u4f1a\u6309\u627f\u8bfa\u6d3e\u606f\u3002\u8fd9\u88ab\u79f0\u4e3a \"\u7ae0\u9c7c\u80a2\u4f53\u5206\u7ea2\"\uff0c\u5c31\u50cf\u7ae0\u9c7c\u5403\u6389\u81ea\u5df1\u7684\u80a2\u4f53\u4e00\u6837\u3002\u8fd9\u4e9b\u4ea7\u54c1\u7684\u672c\u91d1\u672c\u8eab\u53ef\u80fd\u53d7\u635f\uff0c\u800c\u4e0d\u662f\u590d\u5229\u7684\u5f71\u54cd\u3002<\/li>\n<\/ul>\n\n\n\n

        4. \u518d\u5e73\u8861\u6218\u7565<\/strong><\/h3>\n\n\n\n
          \n
        • \u5e73\u8861\u98ce\u9669\u4e0e\u6536\u76ca<\/strong><\/span>\u6295\u8d44\u7ec4\u5408\uff1a\u901a\u8fc7\u5b9a\u671f\u8c03\u6574\u6295\u8d44\u7ec4\u5408\u7684\u5e73\u8861\uff0c\u51fa\u552e\u98ce\u9669\u8fc7\u9ad8\u7684\u8d44\u4ea7\uff0c\u5c06\u5176\u5206\u914d\u5230\u66f4\u5b89\u5168\u7684\u8d44\u4ea7\u4e0a\uff0c\u53ef\u4ee5\u83b7\u5f97\u7a33\u5b9a\u7684\u56de\u62a5\u3002\u8fd9\u6709\u52a9\u4e8e\u4fdd\u6301\u957f\u671f\u589e\u957f\uff0c\u540c\u65f6\u9650\u5236\u7834\u574f\u590d\u5229\u6548\u5e94\u7684\u98ce\u9669\u3002

          <\/li>\n\n\n\n
        • \u5b9e\u65bd\u65b9\u6cd5<\/strong><\/span>\u5efa\u8bae\uff1a\u5efa\u8bae\u6bcf\u5e74\u5bf9\u6295\u8d44\u7ec4\u5408\u7684\u6784\u6210\u8fdb\u884c\u4e00\u5230\u4e24\u6b21\u5ba1\u67e5\u548c\u91cd\u65b0\u5e73\u8861\uff0c\u4ee5\u4f18\u5316\u80a1\u7968\u3001\u503a\u5238\u548c\u73b0\u91d1\u7b49\u8d44\u4ea7\u7684\u6bd4\u4f8b\u3002<\/li>\n<\/ul>\n\n\n\n

          6. \u6700\u5927\u9650\u5ea6\u5730\u53d1\u6325\u7a0e\u6536\u4f18\u60e0\u7684\u590d\u5408\u6548\u5e94<\/strong><\/h3>\n\n\n\n
            \n
          • \u4f7f\u7528 NISA \u6216 iDeCo<\/strong><\/span>\u7a0e\u6536\u6fc0\u52b1\u8ba1\u5212\uff1a\u7a0e\u6536\u6fc0\u52b1\u8ba1\u5212\u964d\u4f4e\u4e86\u5229\u606f\u548c\u7ea2\u5229\u7684\u7a0e\u6536\uff0c\u4f7f\u60a8\u80fd\u591f\u6700\u5927\u9650\u5ea6\u5730\u53d1\u6325\u590d\u5229\u6548\u5e94\u3002\u5bf9\u4e8e\u957f\u671f\u8d44\u4ea7\u7ba1\u7406\u800c\u8a00\uff0cNISA \u548c iDeCo \u662f\u7279\u522b\u6709\u5229\u7684\u8ba1\u5212\uff0c\u56e0\u4e3a\u5b83\u4eec\u7684\u5168\u90e8\u6295\u8d44\u91d1\u989d\u90fd\u53ef\u4ee5\u514d\u7a0e\u3002<\/li>\n<\/ul>\n\n\n\n
            \n\n\n\n

            \u6458\u8981<\/h2>\n\n\n\n

            \u600e\u4e48\u6837\uff1f

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              \n
            • \u5c3d\u65e9\u5f00\u59cb<\/strong>\u6295\u8d44\uff1a\u6295\u8d44\u8d8a\u65e9\u8d8a\u597d\uff0c\u56e0\u4e3a\u590d\u5229\u6548\u5e94\u957f\u671f\u6709\u6548\u3002<\/li>\n\n\n\n
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            • \u8981\u6709\u8010\u5fc3\u548c\u6bc5\u529b<\/strong>\u590d\u5229\u6548\u5e94\uff1a\u6700\u5927\u5316\u590d\u5229\u6548\u5e94\u7684\u5173\u952e\u4e0d\u662f\u8ffd\u6c42\u77ed\u671f\u6536\u76ca\uff0c\u800c\u662f\u575a\u6301\u957f\u671f\u6295\u8d44\u3002<\/li>\n\n\n\n
            • \u7ee7\u7eed\u5b66\u4e60<\/strong>\u7ee7\u7eed\u5b66\u4e60\u6295\u8d44\u7406\u8bba\u548c\u7ecf\u6d4e\u8fd0\u884c\u77e5\u8bc6\uff1a\u7ee7\u7eed\u5b66\u4e60\u6295\u8d44\u7406\u8bba\u548c\u7ecf\u6d4e\u8fd0\u884c\u77e5\u8bc6\u5c06\u589e\u5f3a\u60a8\u7684\u6295\u8d44\u628a\u63e1\u80fd\u529b\u3002<\/li>\n<\/ul>\n\n\n\n

              \u901a\u8fc7\u8fd9\u4e9b\u7b56\u7565\uff0c\u60a8\u53ef\u4ee5\u6709\u6548\u5730\u589e\u52a0\u8d44\u4ea7\uff0c\u540c\u65f6\u5145\u5206\u5229\u7528\u590d\u5229\u7684\u529b\u91cf\u3002<\/p>\n\n\n\n

              \u6295\u8d44\u662f\u4e00\u9879\u4e2a\u4eba\u8d23\u4efb\uff0c\u6ca1\u6709\u4eba\u80fd\u4fdd\u8bc1\u4e00\u5b9a\u76c8\u5229\u3002\u6709\u65f6\uff0c\u6295\u8d44\u7684\u672c\u91d1\u5f80\u5f80\u4f1a\u51cf\u534a\u3002\u4f46\u662f\u5982\u679c\u5728\u95f2\u7f6e\u8d44\u91d1\u5141\u8bb8\u7684\u8303\u56f4\u5185\u7ee7\u7eed\u62b1\u7740\u9ad8\u671f\u671b\u503c\u884c\u4e8b\uff0c\u8d44\u4ea7\u589e\u957f\u7684\u53ef\u80fd\u6027\u76f8\u5f53\u9ad8\u3002<\/strong><\/span><\/p>\n\n\n\n

              \u5982\u679c\u60a8\u6709\u4efb\u4f55\u987e\u8651\u6216\u7591\u95ee\uff0c\u6211\u4eec\u5efa\u8bae\u60a8\u5f81\u6c42\u72ec\u7acb\u8d22\u52a1\u89c4\u5212\u5e08\u7b49\u4e13\u4e1a\u4eba\u58eb\u7684\u610f\u89c1\uff0c\u800c\u4e0d\u662f\u91d1\u878d\u673a\u6784\u7684\u610f\u89c1\uff0c\u53ea\u6709\u5728\u5b8c\u5168\u653e\u5fc3\u7684\u60c5\u51b5\u4e0b\u624d\u5f00\u59cb\u6295\u8d44\u3002<\/p>","protected":false},"excerpt":{"rendered":"

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